/* Payday Plan styles — light by default, automatic dark mode */
:root{
  /* Budgie palette: fresh green primary + warm gold highlights */
  --bg:#f5f8f5; --surface:#ffffff; --surface-2:#edf3ee; --ink:#0c1f15; --ink-2:#3f5248; --muted:#5c6c64;
  --line:rgba(13,31,23,.09); --accent:#0b5a35; --accent-ink:#0b5a35; --accent-soft:#e3f2e6; --on-accent:#ffffff;
  --gold:#f2c230; --gold-deep:#d9a91a; --gold-ink:#7a5a00; --gold-soft:#fdf5d9;
  --hero-1:#053a22; --hero-2:#0b5a35; --hero-num:#f2c230; --bills:#6b7fd7; --save:#52ab29; --warn:#c62828; --warn-soft:#fdecec;
  --caution:#8a5a00; --caution-soft:#fdf3d8; --shadow:0 1px 2px rgba(13,31,23,.04),0 8px 24px rgba(13,31,23,.06);
  --r:20px; --r-sm:12px; --tab-h:64px; color-scheme:light;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme=light]){
    --bg:#04140c; --surface:#0b1f15; --surface-2:#12291d; --ink:#ecf5ef; --ink-2:#bfd0c6; --muted:#8a9e93;
    --line:rgba(255,255,255,.08); --accent:#8fd14a; --accent-ink:#a6dc5c; --accent-soft:rgba(143,209,74,.13); --on-accent:#0a2a12;
    --gold:#f2c230; --gold-deep:#f2c230; --gold-ink:#f2c230; --gold-soft:rgba(242,194,48,.13);
    --hero-1:#06301d; --hero-2:#0b5a35; --hero-num:#f2c230; --bills:#8b9cf0; --save:#7cc63a; --warn:#f87171; --warn-soft:rgba(248,113,113,.12);
    --caution:#f2c230; --caution-soft:rgba(245,184,46,.12); --shadow:0 1px 2px rgba(0,0,0,.4); color-scheme:dark;
  }
}
:root[data-theme=dark]{
  --bg:#04140c; --surface:#0b1f15; --surface-2:#12291d; --ink:#ecf5ef; --ink-2:#bfd0c6; --muted:#8a9e93;
    --line:rgba(255,255,255,.08); --accent:#8fd14a; --accent-ink:#a6dc5c; --accent-soft:rgba(143,209,74,.13); --on-accent:#0a2a12;
    --gold:#f2c230; --gold-deep:#f2c230; --gold-ink:#f2c230; --gold-soft:rgba(242,194,48,.13);
    --hero-1:#06301d; --hero-2:#0b5a35; --hero-num:#f2c230; --bills:#8b9cf0; --save:#7cc63a; --warn:#f87171; --warn-soft:rgba(248,113,113,.12);
    --caution:#f2c230; --caution-soft:rgba(245,184,46,.12); --shadow:0 1px 2px rgba(0,0,0,.4); color-scheme:dark;
}
*{box-sizing:border-box;-webkit-tap-highlight-color:transparent}
html,body{margin:0;height:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;background:var(--bg);color:var(--ink);
  font-size:16px;line-height:1.45;-webkit-font-smoothing:antialiased;-webkit-text-size-adjust:100%}
.num{font-variant-numeric:tabular-nums;letter-spacing:-.02em}
h1,h2,h3{margin:0;letter-spacing:-.02em}
button{font:inherit;color:inherit;cursor:pointer}
input,select{font:inherit;font-size:16px;color:var(--ink);background:var(--surface-2);border:1px solid transparent;border-radius:var(--r-sm);
  padding:11px 12px;width:100%;min-width:0;transition:border-color .15s,background .15s;-webkit-appearance:none;appearance:none}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238a94a6' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
input:focus,select:focus{outline:none;border-color:var(--accent);background:var(--surface)}
input[type=checkbox]{width:22px;height:22px;padding:0;border-radius:7px;border:2px solid var(--muted);background:transparent;display:grid;place-items:center;flex:0 0 auto}
input[type=checkbox]:checked{background:var(--accent);border-color:var(--accent)}
input[type=checkbox]:checked::after{content:"";width:6px;height:11px;border:solid #fff;border-width:0 2.5px 2.5px 0;transform:translateY(-1px) rotate(45deg)}
input[type=range]{padding:0;background:transparent;height:32px;accent-color:var(--gold-deep);-webkit-appearance:auto;appearance:auto}
label.lbl{display:block;font-size:.8rem;font-weight:600;color:var(--ink-2);margin:0 0 6px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;border-radius:999px;padding:11px 18px;font-weight:600;font-size:.95rem;
  background:var(--surface-2);color:var(--ink);transition:transform .12s,opacity .15s,background .15s;white-space:nowrap}
.btn:active{transform:scale(.97)}
.btn.primary{background:var(--accent);color:var(--on-accent)}
.btn.gold{background:var(--gold);color:#2b2100}
.btn.block{width:100%;padding:15px 18px;font-size:1.02rem}
.btn.ghost{background:transparent;color:var(--accent-ink);padding:8px 10px}
.btn.danger{color:var(--warn)}
.btn.sm{padding:7px 12px;font-size:.85rem}
.btn:disabled{opacity:.4;pointer-events:none}
.icon-btn{border:none;background:transparent;color:var(--muted);width:36px;height:36px;border-radius:50%;display:grid;place-items:center;flex:0 0 auto}
.icon-btn:hover{background:var(--surface-2);color:var(--warn)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px dashed var(--line);border-color:color-mix(in srgb,var(--muted) 45%,transparent);background:transparent;border-radius:999px;padding:7px 12px;font-size:.85rem;color:var(--ink-2)}
.chip-label{flex-basis:100%;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);margin-top:4px}
.chip:hover{border-color:var(--accent);color:var(--accent-ink)}

/* ---------- Segmented control ---------- */
.seg{display:flex;background:var(--surface-2);border-radius:14px;padding:4px;gap:4px}
.seg button{flex:1 1 0;border:none;background:transparent;border-radius:10px;padding:9px 6px;font-weight:600;font-size:.88rem;color:var(--ink-2);transition:background .2s,color .2s,box-shadow .2s;min-width:0}
.seg button.on{background:var(--surface);color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.12)}
:root[data-theme=dark] .seg button.on{background:#1d3a2a}
@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .seg button.on{background:#1d3a2a}}

/* ---------- App shell ---------- */
.shell{min-height:100%;display:flex}
.nav{position:fixed;z-index:20;display:flex}
.nav .brand{display:none}
.nav a[hidden]{display:none!important}
.nav a{display:flex;align-items:center;text-decoration:none;color:var(--muted);font-weight:600;transition:color .15s,background .15s}
.nav a svg{width:24px;height:24px}
.nav a.on{color:var(--accent-ink)}
.main{flex:1;min-width:0;padding:calc(env(safe-area-inset-top) + 8px) 16px calc(var(--tab-h) + env(safe-area-inset-bottom) + 24px)}
.page-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 4px 14px}
.page-head h1{font-size:1.9rem;font-weight:800}
.page-head .sub{color:var(--muted);font-size:.9rem;margin-top:2px}
.view{display:none;max-width:1100px;margin:0 auto}
.view.on{display:block;animation:fadeUp .35s ease both}
@keyframes fadeUp{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (max-width:899px){
  .nav{left:0;right:0;bottom:0;height:calc(var(--tab-h) + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);
    background:color-mix(in srgb,var(--surface) 85%,transparent);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);border-top:1px solid var(--line)}
  .nav a{flex:1;flex-direction:column;justify-content:center;gap:3px;font-size:.68rem}
}
@media (min-width:900px){
  .nav{left:0;top:0;bottom:0;width:232px;flex-direction:column;gap:4px;padding:24px 14px;background:var(--surface);border-right:1px solid var(--line)}
  .nav .brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.1rem;padding:0 10px 22px;letter-spacing:-.02em}
  .nav .brand img{width:34px;height:34px;border-radius:9px}
  .nav a{gap:12px;padding:11px 12px;border-radius:12px;font-size:.95rem}
  .nav a:hover{background:var(--surface-2);color:var(--ink)}
  .nav a.on{background:var(--accent-soft)}
  .main{margin-left:232px;padding:24px 36px 48px}
}

/* ---------- Cards ---------- */
.card{background:var(--surface);border-radius:var(--r);box-shadow:var(--shadow);padding:20px;margin-bottom:16px;min-width:0}
.card-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:14px}
.card-head h2{font-size:1.08rem;font-weight:700}
.card-head .meta{color:var(--muted);font-size:.85rem}
.hint{color:var(--muted);font-size:.85rem;margin:8px 0 0}
.stack>*+*{margin-top:14px}
.grid-home{display:grid;grid-template-columns:minmax(0,1fr);gap:0 20px}
@media (min-width:1100px){.grid-home{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr)}}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media (min-width:900px){.cols-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px;align-items:start}}

/* Hero */
.hero{background:linear-gradient(140deg,var(--hero-1),var(--hero-2));color:#fff;border-radius:26px;padding:24px 22px 22px;margin-bottom:16px;position:relative;overflow:hidden;
  box-shadow:0 12px 32px rgba(10,59,42,.28)}
.hero .pill{color:#fff}
.hero::after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(245,184,46,.22),transparent 70%)}
.hero .lbl{font-size:.9rem;font-weight:600;opacity:.85;display:flex;justify-content:space-between;align-items:center;gap:8px}
.hero .pill{background:rgba(255,255,255,.16);border-radius:999px;padding:4px 10px;font-size:.75rem;font-weight:600;white-space:nowrap}
.hero .big{color:var(--hero-num);font-size:clamp(2.9rem,13vw,4.2rem);font-weight:800;line-height:1.05;margin:8px 0 6px;letter-spacing:-.04em}
.hero .big .cents{font-size:.45em;opacity:.75;letter-spacing:-.01em;vertical-align:.95em;margin-left:2px}
.hero .sub{opacity:.9;font-size:.95rem}
.hero.short{background:linear-gradient(140deg,#5b1414,#a61b1b)}
.hero.short .big{color:#fff}
.tile{background:var(--surface);border-radius:var(--r);box-shadow:var(--shadow);padding:16px;border:none;text-align:left;width:100%;transition:transform .15s}
.tile:active{transform:scale(.98)}
.tile .k{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--ink-2);font-weight:600}
.tile .dot{width:9px;height:9px;border-radius:50%}
.tile .v{font-size:1.65rem;font-weight:800;margin-top:6px}
.tile .s{font-size:.8rem;color:var(--muted)}
.tiles{margin-bottom:16px}

/* Banners & alerts */
.banner{display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap;border-radius:16px;padding:14px 16px;margin-bottom:16px;background:var(--accent-soft);color:var(--ink);font-size:.92rem}
.banner.caution{background:var(--caution-soft)}
.banner .x{margin-left:auto}
.alert{border-radius:16px;padding:14px 16px;margin-bottom:16px;font-size:.92rem}
.alert.bad{background:var(--warn-soft);color:var(--warn)}
.alert.bad ul{margin:8px 0 0;padding-left:20px;color:var(--ink-2)}
.alert.tight{background:var(--caution-soft);color:var(--caution)}

/* Donut */
.donut-wrap{display:flex;align-items:center;gap:22px;flex-wrap:wrap;justify-content:center}
.donut-wrap svg{flex:0 0 auto}
.donut-wrap svg path{transition:opacity .2s}
.legend{flex:1 1 200px;min-width:0}
.legend .li{display:flex;align-items:center;gap:10px;padding:6px 0;font-size:.92rem;border-bottom:1px solid var(--line)}
.legend .li:last-child{border-bottom:none}
.legend i{width:10px;height:10px;border-radius:3px;flex:0 0 auto}
.legend .a{margin-left:auto;font-weight:600}
.legend .p{color:var(--muted);width:40px;text-align:right;font-size:.85rem}

/* Lists */
.list-row{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.list-row:last-child{border-bottom:none}
.list-row .name{font-weight:600;flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.list-row .amt{font-weight:700;text-align:right}
.list-row .amt small{display:block;color:var(--muted);font-weight:500;font-size:.75rem}
.bar{height:6px;border-radius:99px;background:var(--surface-2);overflow:hidden;margin-top:6px}
.bar>div{height:100%;border-radius:99px;transition:width .5s cubic-bezier(.2,.8,.2,1)}
.cat-line{flex:1;min-width:0}
.tag{display:inline-block;font-size:.68rem;font-weight:700;padding:2px 7px;border-radius:99px;background:var(--accent-soft);color:var(--accent-ink);margin-left:6px;vertical-align:1px}

/* Editable rows */
.erow{display:grid;gap:8px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line)}
.erow:last-of-type{border-bottom:none}
.erow .pp{font-size:.82rem;color:var(--muted);font-weight:500}
.bill-e{grid-template-columns:minmax(0,1fr) minmax(0,1.25fr) 36px;grid-template-areas:"n n d" "a f f" "p p p";row-gap:6px}
.bill-e>.n{grid-area:n}.bill-e>.a{grid-area:a}.bill-e>.f{grid-area:f}.bill-e>.pp{grid-area:p;text-align:right;font-size:.8rem}.bill-e>.d{grid-area:d}
@media (min-width:640px){.bill-e{grid-template-columns:minmax(0,1fr) 120px 150px 110px 36px;grid-template-areas:"n a f p d"}}
.cat-e{grid-template-columns:minmax(0,1fr) 84px auto 36px}
.cat-e .need{display:flex;align-items:center;gap:6px;font-size:.8rem;color:var(--ink-2)}
.money{position:relative}
.money::before{content:"$";position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.money input{padding-left:24px}
.pct{position:relative}
.pct::after{content:"%";position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.pct input{padding-right:28px}
.total-row{display:flex;justify-content:space-between;align-items:baseline;padding-top:12px;margin-top:4px;border-top:1px solid var(--line);font-weight:700}

/* Goals */
.goal{background:var(--surface-2);border-radius:16px;padding:14px;margin-bottom:12px}
.goal .top{display:flex;gap:8px;align-items:center;margin-bottom:10px}
.goal .top input{font-weight:700;background-color:var(--surface)}
.goal .g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
.goal .g3 input{background-color:var(--surface)}
@media (max-width:420px){.goal .g3{grid-template-columns:1fr 1fr}.goal .g3>:last-child{grid-column:1/-1}}
.goal .res{display:flex;justify-content:space-between;gap:8px;margin-top:10px;font-size:.85rem;color:var(--ink-2);flex-wrap:wrap}
.goal .res b{color:var(--accent-ink)}
.goal .bar>div{background:linear-gradient(90deg,var(--gold-deep),var(--gold))}
.slider-val{color:var(--gold-ink);font-size:2.6rem;font-weight:800;text-align:center;margin:4px 0 0}
.slider-sub{text-align:center;color:var(--muted);font-size:.9rem;margin-bottom:6px}

/* Tables */
table{width:100%;border-collapse:collapse}
th,td{padding:10px 4px;text-align:right;font-size:.92rem;border-bottom:1px solid var(--line)}
th:first-child,td:first-child{text-align:left}
th{font-size:.72rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.04em}
tr:last-child td{border-bottom:none}
tr.strong td{font-weight:800;color:var(--accent-ink)}
.gold-text{color:var(--gold-ink)}
.ok{color:var(--accent-ink)} .over{color:var(--warn)} .under{color:var(--muted)}

/* Settings */
.set-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}
.set-row:last-child{border-bottom:none}
.set-row .t{font-weight:600}
.set-row .d{color:var(--muted);font-size:.83rem}
.set-row .btn{flex:0 0 auto}
.about-logo{display:flex;align-items:center;gap:14px;margin-bottom:12px}
.about-logo img{width:56px;height:56px;border-radius:14px}
ul.news{margin:6px 0 0;padding-left:20px;color:var(--ink-2);font-size:.92rem}
ul.news li{margin:3px 0}
.foot{color:var(--muted);font-size:.8rem;text-align:center;padding:12px 8px 0;line-height:1.6}

/* ---------- Onboarding ---------- */
.onb{position:fixed;inset:0;z-index:50;background:var(--bg);display:none;overflow-y:auto}
.onb.on{display:block}
.onb-inner{max-width:480px;margin:0 auto;min-height:100%;display:flex;flex-direction:column;padding:calc(env(safe-area-inset-top) + 18px) 22px calc(env(safe-area-inset-bottom) + 22px)}
.onb-top{display:flex;align-items:center;justify-content:space-between;min-height:40px}
.dots{display:flex;gap:6px}
.dots span{width:8px;height:8px;border-radius:99px;background:var(--line);background:color-mix(in srgb,var(--muted) 35%,transparent);transition:width .3s,background .3s}
.dots span.on{width:24px;background:var(--gold-deep)}
.onb-step{display:none;flex:1;padding-top:18px}
.onb-step.on{display:block;animation:fadeUp .35s ease both}
.onb h1{font-size:1.85rem;font-weight:800;line-height:1.15;margin:6px 0 8px}
.onb .lead{color:var(--ink-2);margin:0 0 24px}
.welcome{display:flex;align-items:center;gap:12px;margin-bottom:22px}
.welcome img{width:44px;height:44px;border-radius:12px}
.welcome b{font-size:1.05rem}
.welcome span{display:block;color:var(--muted);font-size:.85rem}
.big-money{position:relative}
.big-money span{position:absolute;left:18px;top:50%;transform:translateY(-50%);font-size:2rem;font-weight:700;color:var(--muted)}
.big-money input{font-size:2.4rem;font-weight:800;padding:16px 18px 16px 46px;border-radius:18px;background:var(--surface);box-shadow:var(--shadow);letter-spacing:-.02em}
.onb .seg{margin-top:4px}
.onb-foot{position:sticky;bottom:0;padding-top:16px;background:linear-gradient(transparent,var(--bg) 30%);display:flex;flex-direction:column;gap:8px}
.preview{display:flex;justify-content:space-between;align-items:center;background:var(--accent-soft);border-radius:16px;padding:14px 16px;margin-top:18px}
.preview{background:var(--gold-soft)}
.preview b{font-size:1.4rem;color:var(--gold-ink)}
.opt{display:block;width:100%;text-align:left;background:var(--surface);border:2px solid transparent;border-radius:18px;padding:16px;margin-bottom:12px;box-shadow:var(--shadow);transition:border-color .2s}
.opt.on{border-color:var(--accent)}
.opt .t{font-weight:700}
.opt .d{color:var(--muted);font-size:.88rem}
.opt-body{margin-top:14px;display:none}
.opt.on .opt-body{display:block}
.onb .erow{padding:8px 0;border:none}
.onb .bill-e{grid-template-columns:minmax(0,1fr) minmax(0,1.25fr) 36px;grid-template-areas:"n n d" "a f f"}
.onb .bill-e>.pp{display:none}
.onb .bill-e input,.onb .bill-e select{background-color:var(--surface)}

/* Toast */
.toast{position:fixed;left:50%;bottom:calc(var(--tab-h) + env(safe-area-inset-bottom) + 14px);transform:translate(-50%,20px);opacity:0;pointer-events:none;
  background:var(--ink);color:var(--bg);padding:12px 18px;border-radius:18px;font-size:.9rem;font-weight:600;transition:all .3s;z-index:60;max-width:90vw;text-align:center}
.toast.on{opacity:1;transform:translate(-50%,0);pointer-events:auto}
@media (min-width:900px){.toast{bottom:28px;left:calc(50% + 116px)}}

/* Reduced motion */
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}}

/* Print */
@media print{
  :root{--bg:#fff;--surface:#fff;--shadow:none}
  body{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .nav,.onb,.toast,.banner,.no-print,.view:not(#view-home){display:none!important}
  #view-home{display:block!important}
  .main{margin:0!important;padding:0!important}
  .card,.hero,.tile{break-inside:avoid;border:1px solid #ddd}
  .grid-home{grid-template-columns:1fr 1fr!important}
}

/* Switch */
input.switch{appearance:none;-webkit-appearance:none;width:52px;height:32px;border-radius:99px;background:color-mix(in srgb,var(--muted) 40%,transparent);border:none;position:relative;transition:background .2s;flex:0 0 auto;padding:0}
input.switch::after{content:"";position:absolute;top:3px;left:3px;width:26px;height:26px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.3);transition:transform .2s;border:none;transform:none}
input.switch:checked{background:var(--accent)}
input.switch:checked::after{transform:translateX(20px);width:26px;height:26px;border:none}

/* Crypto */
.coin{padding:14px 0;border-bottom:1px solid var(--line)}
.coin:last-child{border-bottom:none}
.coin .r{display:grid;grid-template-columns:40px minmax(0,1fr) 64px auto 34px;gap:10px;align-items:center}
.coin .r svg{width:64px}
.coin .alon{font-size:.78rem;color:var(--accent-ink);margin:6px 0 0 50px;font-weight:600}
.coin .av{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;font-weight:800;font-size:.72rem;color:#fff}
.coin .nm{font-weight:700;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.coin .sy{color:var(--muted);font-size:.8rem}
.coin .px{text-align:right;font-weight:700}
.coin .ch{font-size:.8rem;font-weight:600}
.coin .up{color:var(--accent-ink)} .coin .dn{color:var(--warn)}
.coin .bell{color:var(--muted)} .coin .bell.on{color:var(--accent-ink)}
.coin .al{display:none;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}
.coin.open .al{display:grid}
.coin .alnote{font-size:.78rem;color:var(--muted);margin-top:6px}
.chip.on{border-style:solid;border-color:var(--accent);background:var(--accent-soft);color:var(--accent-ink)}
.cbanners{position:fixed;top:calc(env(safe-area-inset-top) + 10px);left:50%;transform:translateX(-50%);width:min(560px,calc(100vw - 24px));z-index:70;display:flex;flex-direction:column;gap:8px}
.cban{background:var(--surface);color:var(--ink);box-shadow:0 10px 30px rgba(0,0,0,.18);border-radius:16px;padding:12px 14px;display:flex;gap:10px;align-items:center;animation:fadeUp .3s ease both;border-left:4px solid var(--accent)}
.cban .x{margin-left:auto}
@media (min-width:900px){.cbanners{left:calc(50% + 116px)}}

/* v0.3 */
.inc-e{grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto;grid-template-areas:"n n d" "a f c";row-gap:6px}
.inc-e>.n{grid-area:n}.inc-e>.a{grid-area:a}.inc-e>.f{grid-area:f}.inc-e>.c{grid-area:c}.inc-e>.d{grid-area:d}
.inc-e .need{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--ink-2);justify-content:flex-end}
@media (min-width:640px){.inc-e{grid-template-columns:minmax(0,1fr) 110px 140px auto 36px;grid-template-areas:"n a f c d"}}
.recent{display:grid;grid-template-columns:repeat(auto-fill,minmax(130px,1fr));gap:8px}
.money.rp{display:flex;align-items:center;gap:2px}
.money.rp input{flex:1}
.chip.more{border-style:solid;background:var(--surface-2);color:var(--accent-ink);font-weight:600}

/* v0.4: due fields, sheet, notifications */
.bill-e{grid-template-areas:"n n d" "a f f" "u p p"!important}
.bill-e>.due{grid-area:u;display:flex;align-items:center;gap:6px;font-size:.78rem;color:var(--muted);font-weight:600;min-width:0}
.bill-e>.due input{padding:7px 8px;font-size:15px;min-width:0}
.bill-e>.due input[type=number]{width:64px}
.onb .bill-e{grid-template-areas:"n n d" "a f f"!important}
.onb .bill-e>.due{display:none}
.sheet-backdrop{position:fixed;inset:0;z-index:80;background:rgba(4,20,12,.45);display:flex;align-items:flex-end;justify-content:center;animation:fadeUp .2s ease both}
.sheet-backdrop[hidden]{display:none}
.sheet{background:var(--surface);color:var(--ink);width:min(560px,100%);max-height:85vh;overflow:auto;border-radius:22px 22px 0 0;padding:18px 20px calc(20px + env(safe-area-inset-bottom));box-shadow:0 -10px 30px rgba(0,0,0,.2)}
@media (min-width:640px){.sheet-backdrop{align-items:center}.sheet{border-radius:22px}}
.sheet-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:10px}
.sheet-head h2{font-size:1.15rem}
#nBillPick .set-row{padding:8px 0}
.nnote{border-radius:14px;padding:12px 14px;margin-bottom:12px;font-size:.9rem;background:var(--gold-soft);color:var(--ink)}
.nnote.bad{background:var(--warn-soft);color:var(--warn)}
a{color:var(--accent-ink)}

#nTime{min-width:10em;font-variant-numeric:tabular-nums}
.nnote.flash{outline:3px solid var(--gold,#f2c230);outline-offset:2px}

/* v0.5 Exact paydays */
.chk-e{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr) 36px;gap:8px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line)}
.chk-e .chk-meta{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:.85rem;color:var(--ink-2)}
.chk-e .chk-meta .tag{margin-left:0}
.tag.gold{background:var(--gold-soft);color:var(--gold-ink)}
.linkbtn{background:none;border:0;padding:4px 2px;color:var(--accent-ink);font:inherit;font-weight:700;text-decoration:underline;text-underline-offset:2px;cursor:pointer}
.chk-e .linkbtn:last-child{margin-left:auto}
.over{color:var(--warn);font-weight:700}
.checks-strip{display:flex;gap:10px;overflow-x:auto;scroll-snap-type:x mandatory;padding:2px 2px 8px;margin:0 -2px;-webkit-overflow-scrolling:touch}
.chk-card{flex:0 0 auto;width:148px;scroll-snap-align:start;text-align:left;display:flex;flex-direction:column;gap:3px;padding:12px 14px;border-radius:16px;border:1px solid var(--line);background:var(--surface-2);color:var(--ink);font:inherit;cursor:pointer}
.chk-card.now{border:2px solid var(--accent)}
.chk-card.short{background:var(--warn-soft)}
.chk-card .d{font-size:.8rem;font-weight:700;color:var(--ink-2)}
.chk-card .a{font-size:.85rem;color:var(--ink-2)}
.chk-card .s{font-size:1.15rem;font-weight:800}
.chk-card.short .s{color:var(--warn)}
.chk-card .b{font-size:.75rem;color:var(--muted)}
.sheet-tbl{width:100%;border-collapse:collapse;margin:4px 0}
.sheet-tbl td{padding:7px 0;border-bottom:1px solid var(--line)}
.sheet-tbl td.num{text-align:right}
.sheet-tbl tr.strong td{font-weight:800;font-size:1.05rem;border-bottom:0}
.sheet-tbl tr.over td{color:var(--warn)}
.sheet-h{font-size:1rem;margin:18px 0 4px}
.opts{margin:8px 0 0;padding-left:0;list-style:none;display:flex;flex-direction:column;gap:8px}
.opts .btn{white-space:normal;text-align:left;height:auto;padding:8px 12px}
.ochk{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:10px;align-items:center;padding:6px 0}
.ochk span{font-weight:600}

/* v0.5 Spending, import, saved budgets */
.saved-ind{position:fixed;top:calc(env(safe-area-inset-top,0px) + 10px);right:12px;z-index:60;font-size:.78rem;font-weight:700;padding:5px 10px;border-radius:99px;background:var(--accent-soft);color:var(--accent-ink);opacity:0;transform:translateY(-4px);transition:opacity .25s,transform .25s;pointer-events:none}
.saved-ind.on{opacity:1;transform:none}
.page-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}
.seg.sm{padding:3px;border-radius:12px}.seg.sm button{padding:5px 9px;font-size:.8rem;min-height:0}
.sp-hero .spbar{height:10px;border-radius:99px;background:rgba(255,255,255,.18);margin:12px 0 8px;overflow:hidden}
.sp-hero .spbar div{height:100%;background:var(--hero-num);border-radius:99px;transition:width .4s}
.list-row.pa{display:block}.list-row .of{color:var(--muted);font-weight:500;font-size:.85em}
.ok{color:var(--accent-ink)}
.cmp{width:100%;border-collapse:collapse;font-size:.9rem}
.cmp th{text-align:right;font-size:.75rem;color:var(--muted);font-weight:700;padding:6px 4px}.cmp th:first-child{text-align:left}
.cmp td{padding:7px 4px;border-bottom:1px solid var(--line)}.cmp td.num{text-align:right;white-space:nowrap}
.cmp tr.strong td{font-weight:800}.cmp td.up{color:var(--accent-ink)}.cmp td.down{color:var(--warn)}
.tx-row{display:grid;grid-template-columns:44px minmax(0,1fr) auto;gap:10px;align-items:center;width:100%;text-align:left;background:none;border:0;border-bottom:1px solid var(--line);padding:10px 0;font:inherit;color:var(--ink);cursor:pointer}
.tx-d{font-size:.8rem;color:var(--muted)}
.tx-n{font-size:.88rem;overflow:hidden;text-overflow:ellipsis;display:flex;flex-direction:column;min-width:0}
.tx-n{white-space:nowrap}.tx-c{font-size:.75rem;color:var(--accent-ink);font-weight:700;margin-top:2px}.tx-c.unc{color:var(--gold-ink)}
.tx-a{font-weight:700;font-size:.9rem}
.help-bank{display:flex;flex-direction:column;gap:2px;padding:10px 0;border-bottom:1px solid var(--line)}.help-bank span{color:var(--ink-2);font-size:.92rem}
.chip.on{background:var(--accent);color:var(--on-accent);border-style:solid;border-color:var(--accent)}
.snap{padding:12px 0;border-bottom:1px solid var(--line)}.snap-top{display:flex;justify-content:space-between;gap:8px;align-items:baseline}.snap-top .name{font-weight:700}
.snap-acts{display:flex;flex-wrap:wrap;gap:6px;align-items:center}.danger-text{color:var(--warn)!important}
#sheetBody select{width:100%;margin-bottom:6px}

.chk-e input[type=date]{font-size:.92rem;padding-left:10px;padding-right:6px;min-width:0}